Privacy

Effective Date: 02.01.26
Last Updated: 02.01.26

Elective Medical Financing (“we,” “us,” “our,” or “Company”) is owned and operated by JP Innovation Inc. This Privacy Policy explains how we collect, use, disclose, and protect information obtained through https://electivemedicalfinancing.com/ (the “Site”) and any related services.

By using the Site, you agree to the terms of this Privacy Policy. If you do not agree, please discontinue use of the Site.

1. Information We Collect

We may collect the following types of information:

a. Personal Information

Information you voluntarily provide, such as:

  • Name
  • Email address
  • Phone number
  • Mailing address
  • Company name
  • Job title
  • Financial or application-related information you submit

b. Automatically Collected Information

When you use the Site, we may automatically collect:

  • IP address
  • Browser type and version
  • Device information
  • Operating system
  • Pages visited and time spent on pages
  • Clicks and user interaction data

c. Cookies and Tracking Technologies

We use cookies and similar technologies (such as pixels and web beacons) to:

  • Recognize returning visitors
  • Improve site performance and functionality
  • Analyze traffic and usage trends
  • Personalize user experience

You may turn off cookies in your browser settings, but some features of the Site may not function properly.

2. How We Use Your Information

We may use collected information to:

  • Provide and improve Site functionality and services
  • Respond to inquiries and support requests
  • Process applications or form submissions
  • Communicate updates or marketing messages
  • Analyze usage trends and improve user experience
  • Detect fraud and enhance security
  • Comply with legal and regulatory obligations

3. How We Share Information

We may share information in the following situations:

a. Service Providers

We may share data with third-party providers who assist with:

  • Website hosting and maintenance
  • Analytics and reporting
  • Advertising and marketing services
  • Customer support tools
  • Form processing systems

These providers are only permitted to use your information as needed to perform services for us.

b. Financing Partners and Lenders

If you submit a financing inquiry or application, your information may be shared with third-party lenders or financing partners to evaluate and process your request.

c. Legal Compliance

We may disclose information if required by law or when necessary to:

  • Comply with legal obligations
  • Protect our rights and property
  • Ensure user safety
  • Prevent fraud or abuse

4. Third-Party Advertising and Tracking

Third-party partners may use cookies and tracking technologies to:

  • Deliver personalized advertisements
  • Measure ad performance
  • Track conversions and user engagement

You may opt out of certain tracking technologies through browser settings or industry opt-out tools.

5. Data Security

We use reasonable administrative, technical, and physical safeguards to protect your information. However:

  • No method of data transmission or storage is completely secure
  • We cannot guarantee the absolute security of your information

You use the Site and submit information at your own risk.

6. Data Retention

We retain personal information only for as long as necessary to:

  • Fulfill the purposes described in this Privacy Policy
  • Comply with legal obligations
  • Resolve disputes
  • Enforce agreements

7. Children’s Privacy

The Site is not intended for individuals under the age of 13. We do not knowingly collect personal information from children. If we become aware that such data has been collected, we will take steps to delete it.

8. Your Privacy Rights

Depending on your location, you may have rights to:

  • Access your personal data
  • Request corrections
  • Request deletion
  • Opt out of marketing communications
  • Restrict certain data processing activities

To exercise these rights, please get in touch with us using the information below.

9. International Users

If you access the Site from outside the United States, please note that your information may be transferred to and processed in the United States. By using the Site, you consent to this transfer.

10. Changes to This Privacy Policy

We may update this Privacy Policy at any time. Updates will be posted on this page with a revised “Last Updated” date. Continued use of the Site after changes means you accept the updated policy.

11. Contact Us

If you have any questions about this Privacy Policy or how your data is handled, please contact:

JP Innovation Inc.
https://electivemedicalfinancing.com/contact/