Disclaimers
Last Updated: February 2026
Welcome to ElectiveMedicalFinancing.com (“the Site”). By accessing or using this Site, you acknowledge and agree to the following disclaimers and terms.
1. Affiliate Disclosure
ElectiveMedicalFinancing.com is owned and operated by JP Innovation Inc., a marketing company and affiliate of financing platforms and third-party lenders.
As a result, we may receive compensation when you click on financing-related links or submit applications through third-party financing platforms or their lending partners.
This compensation does not affect your loan terms, pricing, approval decisions, or credit outcomes. All financing offers, rates, and approvals are determined solely by the applicable lenders.
2. No Collection of Personal Information
This Site does not collect, store, or process any personal information from visitors.
If you choose to apply for financing, you will be redirected to third-party platforms or lenders. Any personal or financial information you provide on those external platforms is subject to their own privacy policies and terms of use.
3. Not Financial, Medical, or Legal Advice
The content on this Site is provided for general informational and educational purposes only.
Nothing on this Site should be interpreted as financial, medical, legal, tax, or professional advice of any kind.
You should consult with appropriate licensed professionals before making any financial or healthcare-related decisions.
4. Accuracy of Information
We make reasonable efforts to ensure the information presented on this Site is accurate and up to date. However, we do not guarantee the completeness, accuracy, or reliability of any content.
Financing programs, rates, eligibility criteria, and availability may change at any time without notice and may vary based on lender underwriting standards, creditworthiness, and other factors.
5. Third-Party Services and Links
Third-party lenders and platforms provide financing services featured on this Site.
This Site may also include links to external websites that are not owned or controlled by JP Innovation Inc.
We are not responsible for the content, policies, security, or practices of any third-party websites. Their respective terms and privacy policies govern your use of those services.
6. Limitation of Liability
To the fullest extent permitted by applicable law, JP Innovation Inc., its affiliates, partners, employees, and service providers shall not be liable for any damages arising from or related to your use of this Site.
This includes, without limitation:
- Direct, indirect, incidental, consequential, or punitive damages
- Loss of profits, revenue, or data
- Financial or business losses
- Any issues arising from third-party websites or services
This limitation applies under any legal theory, including contract, negligence, or tort, even if we have been advised of the possibility of such damages.
7. Changes to These Disclaimers
We reserve the right to update or modify these disclaimers at any time without prior notice. Any updates will be posted on this page with a revised “Last Updated” date. Continued use of the Site constitutes acceptance of any changes.
8. Contact Us
If you have any questions about these disclaimers or the Site, you may contact us at:
JP Innovation Inc
https://electivemedicalfinancing.com/contact/